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Health insurance
Get quick access to diagnosis and treatment for new conditions, with a GP on call day and night.
Plans
Choose your level of cover
Essentials
£28 /month from
- Inpatient and day-patient treatment
- Full cancer cover
- 24/7 digital GP
- Outpatient consultations
- Therapies
Most popular
Standard
£42 /month from
- Everything in Essentials
- £1,000 outpatient cover a year
- Mental health support
- 6 physio sessions a year
- Unlimited outpatient
Comprehensive
£61 /month from
- Everything in Standard
- Unlimited outpatient cover
- Unlimited therapies
- Dental and optical cashback
- Overseas emergency cover
Example starting prices for a 30-year-old non-smoker with a £250 excess.
What's not covered
Know what to expect
- Conditions you had before joining (see underwriting)
- Chronic conditions that need ongoing management
- Routine pregnancy and childbirth
- Cosmetic treatment
- Emergency care, which the NHS provides
Health insurance questions
What is moratorium underwriting?
You don't share your medical history when you join. We exclude anything you've had in the last five years, but a condition can become eligible after two years without symptoms, treatment or advice.
What does the six-week option do?
If the NHS can treat you within six weeks, you use the NHS. If not, we cover private treatment. It lowers your premium by about 20%.
Can I choose my hospital?
Yes. Each plan comes with a hospital list. You can pick any hospital on your list, and we can suggest specialists near you.